How It Works
Sign up with your phone number, answer quick questions in 2 minutes
Receive a loan offer!
Receive a loan offer, instantly!
Share your bank details to receive your loan.
Flexible Interest Rates
Dependent on loan history
Loans of up to ₦150,000
No paperwork. No wahala.
You can now pay in 1, 2 or 3 months!
Airtime and Data
Purchase airtime and data & get discounts
With the FairMoney loan app you can get instant loans up ₦500,000 without collateral or paperwork. We give business loans and personal loans, you just need to download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.
FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. We make getting loans and paying bills fast and easy. You can also earn bonus cash when you invite your friends.
But FairMoney is more than just a loan app. Click here to learn more!
Loans range from ₦1,500 to ₦500,000 with loan term durations of 4 – 26 weeks and equivalent monthly interest which ranges from 10% – 30%. There are no additional fees or hidden costs for processing your loan.