Get a loan of up to ₦1,000,000 within 5 minutes! 

Download the FairMoney mobile app and get up to 1,000,000 loan sent straight into your bank account within minutes. No paperwork. No collateral.

Loan disbursement is under 5 minutes

Time is valuable to us, so we’re not wasting yours. It doesn’t take more than 5 minutes to get a loan on FairMoney. We don’t need any paperwork or collateral.

Get longer repayment plans of up to 18 months

You can enjoy up to 18 months instalment repayment on FairMoney. This is dependent on your credit score and history.

Enjoy flexible interest with Early Repayment

Our Interest is not fixed. You can pay the lowest interest in the country with early and on-time repayment.

You can also invest your money with FairMoney MFB!

Invest and earn as high as 21% per year! ₦100,000 investment minimum.


My dream of starting my own poultry farm has been accomplished!

Thank you so much FairMoney. You make my dream of poultry business to be accomplished this month. I have started with 130 broiler chicks.
Jennifer A., Entrepreneur


Here are some answers to the questions you may have.

What is FairMoney?

FairMoney is a licensed online lender, that provides instant loans and bill payments.

How can I get an instant loan?

You need an Android phone. Download the FairMoney app here from the Google Play Store. Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. If you accept it, you will receive your loan instantly in your preferred bank account!

How much can I borrow and for how long

You can borrow up to ₦1,000,000 via FairMoney app, for a duration of up to 18 months!

Can I access FairMoney from anywhere in Nigeria?

Yes, you can use FairMoney via FairMoney app from anywhere.

What makes FairMoney different from other lenders?

Speed of delivery – You can get a loan instantly in 5 Minutes, from anywhere in Nigeria
Flexibility – You can repay on or before your due date with a reduced interest rate
No hidden charges – Our interest charges are all-inclusive, ensuring transparency
The customer is King – Our team is trained to treat you with the utmost respect at all times

Do I need documents or a collateral?

No document, no collateral!
You will only need to share your BVN during the loan application and connect your ATM card to authorize us to debit your account for the repayment.