Get a loan of up to ₦500,000 within 5 minutes!
Loan disbursement is under 5 minutes
Get longer repayment plans of up to 12 months
Enjoy flexible interest with Early Repayment
Go from thinking to doing
We’re empowering doers with easy access to loans within 5 minutes, plus longer repayment plans of up to 12 months. Take your business to the next level with a FairMoney loan.
My dream of starting my own poultry farm has been accomplished!
Jennifer .A, Entrepreneur
Here are some answers to the questions you may have.
What is FairMoney?
How can I get an instant loan?
How much can I borrow and for how long
FairMoney offers loans from N1,500 to N500,000 for a period of one to twelve months. The better your lending history and positive behaviour, the more you can access and the longer the period!
Can I access FairMoney from anywhere in Nigeria?
Yes, you can!
What makes FairMoney different from other lenders?
Flexibility – You can repay on or before your due date with a reduced interest rate
No hidden charges – Our interest charges are all-inclusive, ensuring transparency
The customer is King – Our team is trained to treat you with the utmost respect at all times
Do I need documents or a collateral?
You will only need to share your BVN during the loan application and connect your ATM card to authorize us to debit your account for the repayment.
Ready to get started?
Loan amounts range between ₦1,500 to ₦500,000 with repayment periods from 61 days to 180 days at monthly interest rates that range from 10% to 30% (APRs from 120% to 360%)
AN EXAMPLE OF A FAIRMONEY LOAN:
Borrow NGN100,000 over 3 months
Interest (total cost of the loan): NGN30,000 (30% rate)
Three monthly repayments: NGN 43,333
Total amount payable: NGN130,000
Representative: 120% APR