We are building the mobile bank for the next 2 Billion.
FairMoney Microfinance Bank is a leading Neobank in Nigeria that offers lending, banking, and investment services to everyday Nigerians.
Licensed by
Deposits Insured by
Scan the QR code with your phone camera to download the FairMoney app.

Trusted by millions of users in Nigeria

With a customer base of over 5 million, FairMoney MFB aims to drive financial inclusion in Nigeria using fintech.

₦3.36 Billion

Products that meet all your life goals

Personal Loans

Get Quick Loans In 5 minutes (Up To ₦3,000,000),No Collateral

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Business Loans

SME Loans up to NGN5 million

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Get 18% interest p.a on your fixed deposits

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Save & earn daily interest at 10% interest P.A

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Get cashback on debit card transactions

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Bank Account

Free Bank Transfers, Discounts, Deals & More (30 Free monthly bank transfers)

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Bill Payment

Pay Your Bills with Ease (Enjoy 3% discount and zero transaction fees)

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Check out FairMoney’s Referral Program for exciting rewards
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Oramalu Immaculate
run to app when Sapa comes knocking! Great interest rate. Unable to pay your loan when due??No worry!! you can get an extension! Still need more funds while currently on a loan, Top up is ready to always bail you out! lol Amazing discounts on bills/utilities payment! Cash back on every ATM transaction!!! Why i no go make yanga with my Fairmoney app!! Hian!!!What are you waiting for!!? Download the app now !

Latest Blogs

In the News
Jan 31, 2023

Differences between a current account & savings account?

Do you know the difference between a savings account and a current account? I (It’s Efe here 👋) ...

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Jan 30, 2023

How to get a small business loan in Nigeria

Have you noticed that everyone has a small or micro business now? From the Iya Bobo that sells dr...

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Jan 3, 2023

Top 5 savings apps in Nigeria with high interest rates – 2023

Saving money is an essential part of personal finance and can be the key to achieving financial s...

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Nov 29, 2022

Is it safe to take loans from loan apps in Nigeria?

Last week, my friends and I were having a chat at one of our hang-out spots. My friend on the rig...

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Oct 27, 2022

Become smart with FairLock

When I was in school, I had this friend who’s Father used to give her the school fees (or at leas...

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Sep 30, 2022

Emergency Fund. Nice to have or must have?

My people, I’m here again with a topic that is close to my heart. You see, my first job was an in...

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Sep 22, 2022

Interest rates of online loan apps in Nigeria – 2023

Last night, while chilling at home, an amazing business idea came to me. Next thing I did was to ...

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Sep 14, 2022

Can you get loans in Nigeria without a salary account?

Loans, loans, loans. We have all heard about them or even taken one at one point or the other. Th...

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Sep 9, 2022


Hey guys, what’s good? Have you noticed that everytime you jump on social media, you see a post, ...

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Sep 7, 2022

Top 8 lending apps in Nigeria.

It’s the Ember months! While this signifies the ending part of the year it is also the start of a...

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Ready to take your finances to the next level?

Scan the QR code with your phone camera to download the FairMoney app.