It is safe to say that humans are emotional beings and we tend to have emotional relationships with many things – food, other people, work, sports and even possessions. As emotional beings, our feelings about a subject matter or thing tends to define how we interact with it. 

However, saying people have an emotional relationship with money may sound strange. It’s not a person, it’s a thing. But in reality, we all grow up with different attitudes towards money and admitting this can be an effective start to understanding your feelings and behaviour towards financial matters.

For some people, money equals peace of mind and for others, it sparks a burning desire for more. Some receive positive messages around gaining wealth while others believe that money is the root of all evil. While you might not think of these messages as influencing a relationship, they do, because we act on what we believe. 

It is easy to overlook this relationship with money while trying to achieve financial freedom. Take a step back to understand how you handle money matters and how these habits were formed.

You may have tried to achieve a financial goal in the past and failed, despite following a step-by-step guide. In truth, it all boils down to your mindset and emotions about money.

You can start with these tips to help handle your attitude towards money:


We often make statements like, “I wish I had more money” or “I really need to save money”. This mindset implies that you treat having lots of money as a goal – make a lot of money and all of your problems will be solved. 

In reality, it does not work exactly that way. Money itself is not a goal, it is a tool that can help you achieve your goal.


Develop the right mindset. Your wealth will not come from one job, project or investment. Neither is it a wealthy mindset to live a lifestyle that is beyond your income. 


Live a frugal life regardless of your income. It is important that you set some of your money apart for investment purposes.


Without financial goals, you may easily find yourself making spontaneous financial decisions that are hard to track. Understand what triggers your spending habits, and use this knowledge to control the way you interact with money.  From here, you can begin to move towards making decisions that take your relationship with money to the next level.

Just because you have a shift in your attitude towards money does not mean your money-problems will disappear overnight. These are simple steps that would allow you to take control of your finances and be more intentional about the way you spend and use money. Take these conscious steps to build a healthier relationship with money.