We are building the mobile bank for the next 2 Billion.
FairMoney Microfinance Bank is the number 1 most downloaded fintech app in Nigeria. With over 10,000 daily loan disbursements, and over 5 million users enjoying banking, savings, and investment services, FairMoney helps the average Nigerian access finance tools to take control of both their life and their finances.
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Deposits Insured by
Scan the QR code with your phone camera to download the FairMoney app.

Trusted by millions of users in Nigeria

A customer base of over 5 million is a testament to the growing adoption of FairMoney's fintech solutions among Nigerians.

APP DOWNLOADS
10
million+
OVER
10,000
LOANS PER DAY
ALMOST
₦3.36 Billion
SAVED WITH FAIRMONEY
LOANS PROCESSED IN
5
Minutes
OVER
210,000
MONTHLY CARD TRANSACTIONS

Products that meet all your life goals

Personal Loans

You can now access quick loans of up to ₦3,000,000 in 5 mins, no collaterals & easy repayment terms!

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Business Loans

Take your business to the next level with up to ₦5,000,000 FairMoney SME loans.

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FairLock

Achieve your goals faster with FairLock (Fixed term deposits) & earn up to 28% interest P.A.

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FairSave

Don't keep your money idle. Earn 17% interest P.A. paid daily.

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Cards

Earn 2% cash back whenever you use your FairMoney ATM card

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Bank Account

FairMoney offers you high savings interests, discounts on airtime/data, no charges on bills, and much more!

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Bill Payment

Pay Your Bills with Ease (Enjoy 3% discount and zero transaction fees)

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POS Service

Launch your business on the Payforce network, start earning extra income and accepting payments from anywhere.

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Check out FairMoney’s Referral Program for exciting rewards
Explore Rewards
OUR INVESTORS
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Testimonials

Omolara Gbademosi
Nurse
When ASUU called off the strike and my daughter was to go back to school, the money I was expecting wasn't forthcoming and my daughter is about to graduate. It’s FairMoney loans that helped us. I started a new business in school. It’s been going well, but I needed some money to buy things for this season. Can’t ask my parents because things are tight. I eventually used FairMoney loans, and my business has been growing.

Latest Blogs

In the News
January 31, 2023

Differences between a current account & savings account?

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January 30, 2023

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October 27, 2022

Become smart with FairLock

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September 30, 2022

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Interest rates of online loan apps in Nigeria – 2023

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Top 8 lending apps in Nigeria.

It’s the Ember months! While this signifies the ending part of the year it is also the start of a...

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Ready to take your finances to the next level?


Scan the QR code with your phone camera to download the FairMoney app.