Get Up to 24% p.a. interest rates on your savings with FairLock.

Supporting You To Achieve Your Goals Faster

FairLock is a fixed-term savings product that gives you the support (discipline) you need to not only achieve your goals but achieve them faster. Keep your funds safe and take advantage of our high interest rates by creating your first FairLock plan today!

Licensed by
Deposits Insured by
product hero img
Earn 24% p.a!
product slide img
What does
Fairlock offer?
24% interest rate per annum
Flexible Tenures
Automatic Withdrawal on Maturity
Multiple Deposit Plans
product slide img
What does
Fairlock offer?
24% interest rate per annum
Flexible Tenures
Automatic Withdrawal on Maturity
Multiple Deposit Plans
product slide img
What does
Fairlock offer?
24% interest rate per annum
Flexible Tenures
Automatic Withdrawal on Maturity
Multiple Deposit Plans
product slide img
What does
Fairlock offer?
24% interest rate per annum
Flexible Tenures
Automatic Withdrawal on Maturity
Multiple Deposit Plans
Why FairLock?
Best interest rates on your deposits
Up to 24% per annum.
Flexible tenures
Choose perfect savings tenure for you ranging from 7 days to 2 years.
Automatic withdrawal on maturity
FairLock fixed deposit will be withdrawn automatically to your FairSave balance.
Multiple deposit plans
You can create multiple fixed deposit plans as per your needs anytime!
How it works
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Download the App
Click on “Access savings”
Select FairLock
Click “Start saving”
Input Amount
Select preferred savings tenure
Name your plan
01
Download the FairMoney MFB App
how it works img
Looking to Invest
Calculate your returns with this free fixed deposit calculator
How much do you want to save?
Frequently Asked Questions
What interest rate is offered with FairLock?

We offer several FairLock plans, with different interest rates and term lengths. Interest rates can vary between 11 - 24% per annum, depending on the term length. You are free to choose the combination of term length and interest rate that best suits you.

Are there any fees or charges associated with FairLock?

There are no fees or charges to use FairLock. It’s completely free!

How can I create my FairLock fixed deposit?

First things first, you’ll need to have some funds in your FairSave balance. If you don’t yet, you can easily do so by transferring money via your FairMoney bank account. Once you have funds in FairSave, simply navigate to FairLock Home, tap the “Create a deposit” button, input the amount you’d like to lock, and confirm. This will securely lock your funds in FairLock.

How do I access my interest earned on FairLock?

Once your term is completed, the principal amount plus interest earned will be paid into your FairSave account. From there, you are free to use your interest however you wish!